Work out the monthly unemployment benefit and how many instalments you are owed, with the official bands on screen and editable.
Seguro-desemprego answers two separate questions, and mixing them up is where most estimates go wrong. How much per month comes from the average of your last three gross salaries, run through bands set by the CODEFAT: up to the first ceiling you receive 80% of the average; between the two ceilings, a fixed part plus half of whatever exceeds the first ceiling; above the second ceiling the benefit is a flat amount that stops growing however large the salary was. Underneath sits a floor written into the law itself — no instalment is ever smaller than one minimum wage.
How many months you receive is a different rule, from Lei nº 7.998/1990 as amended in 2015, and it turns on how long you worked and how many times you have claimed before. A first claim has only two outcomes: four instalments from 12 months of work, five from 24. Three instalments do not exist for a first claim, so 11 months entitles you to nothing at all. A second claim starts at 9 months, a third or later claim at 6. Those thresholds sit in the panel as editable numbers next to the bands, because the two rules move independently.
Those bands have a calendar of their own, and it is the thing this page is most careful about. They are not part of the INSS and income tax tables the other labour calculators here read from: they are fixed by CODEFAT resolution and reset every January, in 2026 by the INPC of 3.90%. So they carry their own year on screen, their own source link, and every figure is an editable field — the ceiling above all, because it is the number an out-of-date page gets wrong while still looking plausible. If January has already moved yours, type the new one and the whole result follows.
Average = the mean of the gross salaries of the last three months worked, or of however many months there were. Up to the top of the first band, benefit = average × 80%. Between the two bands, benefit = the fixed part + (average − top of the first band) × 50%. Above the second band, benefit = the ceiling. The result is then capped at the ceiling and lifted to one minimum wage when it falls below it. Instalments: 4 with 12 months of work and 5 with 24 on a first claim; 3 with 9, 4 with 12 and 5 with 24 on a second claim; 3 with 6, 4 with 12 and 5 with 24 from the third claim on. Whole benefit = instalment × number of instalments. Amounts are held as whole cents and rounded half up.
Between three and five. A first claim gives four instalments from 12 months of work and five from 24, and nothing below 12. A second claim starts at 9 months, a third or later one at 6.
Because the benefit has a ceiling. Once the average of your last salaries passes the top band, the instalment is a flat amount and a higher salary adds nothing. That ceiling is the figure most out-of-date pages get wrong, which is why it is editable here.
Expect it to, every January: the bands and the ceiling are reset by CODEFAT resolution. The page shows which year it is using and where the figures came from, and every value in the panel is editable — type the current ones and the calculation follows. "Restore official values" puts the originals back.
No. The benefit exists for a dismissal without just cause. Resigning, a dismissal for cause and a dismissal by mutual agreement under article 484-A of the CLT give no right to it, and the claim must be filed between the 7th and the 120th day after the dismissal.
No. It pays no income tax and no INSS contribution, so the monthly amount shown is what reaches your account. It also does not count as contribution time towards retirement.
No. Everything is calculated by JavaScript on your own device. Nothing is sent to any server, nothing is stored, and no one at Vai.la sees what you typed.
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