The commercial euro rate with the time it was taken, a two-way converter and the conversions travellers look up most.
We could not load the stored rate. Use the refresh button or type a rate below to convert.
The euro has no market of its own against the real. It is a cross rate, built from the euro against the dollar and the dollar against the real, and that has a consequence people find strange: the euro can rise sharply here on a day when nothing at all happened in Brazil, simply because it moved against the dollar in Frankfurt. What moves that leg is the European Central Bank, the inflation and growth figures of the euro area, and energy prices, which hit the bloc harder than most economies because it imports most of what it burns. On the Brazilian side the euro prices imports of machinery and pharmaceuticals — and the two things individuals do with it, travelling and studying.
The currency was born on 1 January 1999 as an accounting unit shared by eleven countries and only reached wallets as notes and coins in 2002. It spent its first years below parity with the dollar, climbed to almost 1,60 dollars in 2008, survived the sovereign debt crisis of 2010 to 2012 and fell back to parity in 2022 when gas prices exploded after the invasion of Ukraine. Twenty of the twenty-seven European Union members use it — which is why "going to Europe" and "needing euros" are not the same sentence. Switzerland, the United Kingdom, Sweden, Poland, Norway, Denmark, the Czech Republic and Hungary all keep their own currency.
The value at the top comes from a stored quote refreshed every half hour, with the exact time it was taken printed beside it. As with any currency, the commercial rate is a reference and not a price tag: a bureau de change and a bank both add a spread and the IOF tax on top. There is a second trap specific to travelling in the euro area — the payment terminal that offers to charge you in reais. Accepting hands the conversion to the shop payment processor at a rate it chooses, and it is worse than your own bank rate essentially every time. Always pay in euros.
From the market feed for the euro against the real, stored here by a job that runs every 30 minutes; the date and time of that quote are printed under the value. The refresh button goes to the same feed live from your browser. At weekends the number stays put, because the market is closed.
This is the commercial rate, a wholesale reference. The euro you buy in notes carries the retail spread of the bureau plus IOF, and a travel or credit card carries the operator spread plus IOF. Ask for the closed rate including everything and compare it here: the difference is the cost.
Because the euro reaches the real through the dollar. If the euro strengthens against the dollar while the dollar is flat here, the euro rises on its own. Days when the two move in opposite directions are normal, and say more about Europe than about Brazil.
No, and this is the most common trip-planning mistake. Twenty of the twenty-seven EU countries use it, along with small states such as Andorra and Monaco. The United Kingdom uses the pound, Switzerland the franc, and the Nordics, Poland, the Czech Republic and Hungary keep their own. Paying in euros there, when accepted at all, comes at a bad rate.
Euros, always. Choosing reais is what the industry calls dynamic currency conversion: the merchant processor converts at a rate it sets, systematically worse than your own card would use. It looks like a convenience; it is a fee.
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